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Cricket to Let Customers Pay for Phones Over Time

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Apr 8, 2015, 7:38 AM by Eric M. Zeman

Cricket Wireless today announced a series of payment plans it says will help customers get the phone they want while breaking down the costs over time. The first option for those with good credit is a straight up 24-month loan. Customers make an initial payment of $19.99 and then 24 monthly payments of equal amount at 0% interest. This option requires a credit check. The second option also asks for an initial payment of $19.99 and requires a credit check, but offers interest-free payments for just six months. Customers who pay off the device balance in six months won't be charged any interest, but customers who don't will have up to 18 months to pay the device off at 29.99% APR. The third option is a 90-days-same-as-cash deal. Customers need to make an initial payment of $49.99 and pay off the balance within 90 days. This option doesn't require a credit check. These financing plans are available for all devices that cost $199.99 and up, and can include accessories and taxes. A maximum of five devices may be financed per account. Cricket believes these options will allow its customers to obtain the handset of their choice, such as the $649 Samsung Galaxy S6, without hitting them with the full price all at once.

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