Not Similar
Verizon and At&T do not have comparable programs to waht T-Mobile offers. Not even close. Their "response" to the Jump program was just sad. Their new "options" end up costing the customer substantially more then just sticking with their traditional upgrade program.
Not really a response if you ask me. More like a wimper.
If VZ and ATT lowered their price plans for their device programs (due to subsidy cost being removed), then they would be similar to T-Mo's...but this did not happen.. So customers actually pay more
What's really sad is just how many people are interested in it. I wish I could tell them that they're wasting their time and better off with the contract.