Verizon Talks Up Android Pay, Says Still Looking at Samsung Pay

Samsung has the app already on their latest phones, and either was pushed or could be installed on the SGS6(edge), The nfc is open, Samung could sign up deal with the bankS and creditcard companies without permission of the carriers. Chase and others have similar but less able apps and work and can be downloaded.

Samsung has its own app store, and I'm sure previous models can download it, if its available.