Nokia 7610

I was thinking about purchasing the nokia 7610 but after I read some people's comments, it made me think twice. Here is what I look for in a phone:

1) Good camera quality.
2) Bluetooth connection.
3) Loud ringer.
4) Plays mp3/makes mp3 ringtones.
5) Loud and clear speakerphone.
6) Voice memo.

If anyone has experienced the nokia 7260, I would very much appreciate an opinion on comparisons.

Thank you.